Overseas Emergency Medical Assistance
Travel doesn’t always go to plan and unfortunately emergencies can happen. Overseas Emergency Medical Assistance can provide you with a level of cover if you’re injured or become ill while travelling overseas. Cover can include emergency medical evacuation and hospital treatment, providing peace of mind at a time when your health should be your main concern.
Loss or Theft of Luggage
Luggage often contains your essentials whether it be for an interstate work trip or island getaway. Loss or theft of luggage can seriously upset travel plans but appropriate cover can provide you with the comfort that if the worst happens you can claim for the loss up to the allowance provided for in your policy. Always remember any loss needs to be reported to the appropriate authority typically within 24 hours and documentation obtained.
Loss of Cash or Travel Documents
Appropriate cover can help you pay for the costs of getting replacement travel documents such as your passport if they’re lost or stolen while you’re travelling. Cover may extend to replacing lost or stolen cash, but check the level of cover. Remember to check your policy details as not all situations will be covered including when items are left unattended or left behind in an aircraft, and you may need to prove ownership of any lost or stolen cash.
Travel Delay Expenses
Even with the best of planning, delays and cancellations can happen that are beyond your control. A train may be cancelled causing you to miss a flight or you may need to return home due to a sick relative. While it can be upsetting that plans may need to be rescheduled, cover that can contribute to travel delay expenses can help relieve some of the concerns around additional expenses that can come as a result.
